Expense tracker for NigeriaKnow where your money goes.
ZenFi puts every account and every transaction on one screen, already sorted. You see where the money went and what's due next.
Good morning,
Ciroma
Total balance
₦1,284,500
Money in
₦420,000
Money out
₦236,080
You're spending ₦84,200 less than you had at this point last month.
Recent
Chicken Republic
Food · Today
Bolt
Transport · Today
Netflix
Subscriptions · Yesterday
Worth knowing
Your food spending is 18% higher than your usual monthly average.
You shouldn't have to check your finances every day.
ZenFi watches the patterns and tells you when something changes. No badge spam and no daily guilt trips.
If it isn't worth interrupting you for, we don't.
Tap a card to dismiss it.
Where did my money go?
ZenFi organises your spending so you can see where your money is going, without entering every purchase by hand. Transfers between your own accounts are recognised for what they are, so moving money doesn't look like spending it.
Transactions
832 transactions
Shoprite
Groceries · GTBank
MTN
Airtime & data · Kuda
Bolt
Transport · GTBank
Chicken Republic
Food · GTBank
Uber
Transport · Kuda
To my savings
Self transfer · Kuda
Not spending
Four steps from sign-up to a clear picture.
- 01
Create your account
Sign up with your email. That's the whole first step.
- 02
Connect your accounts
Link the banks and wallets you use, or upload a statement instead.
- 03
Let ZenFi organise the picture
ZenFi categorises your transactions and the patterns start to show.
- 04
Check in when it matters
ZenFi shows you the changes and expenses worth your attention. The rest can wait.
Money here doesn't move in a straight line.
Salary lands in one bank. Rent leaves in a lump. You move money to savings and back again. A good part of your spending is a transfer to a person, not a card swipe at a merchant.
Your bank already tells you
Every debit comes with an alert. ZenFi can read those alerts, by SMS or from your email, and turn them into transactions.
Statements, read properly
Bring your history in as a PDF, CSV or XLSX. Every supported bank has its own reader, because no two of them lay a statement out the same way.
Naira, not a conversion
Airtime and data, transport, subscriptions billed in naira. Priced and read in the currency you earn in.
The costs that matter here
Rent paid a year at a time. School fees. Money sent home. The things a monthly budget built elsewhere doesn't expect.
Works with the banks you already use.
ZenFi reads statements from 20+ Nigerian banks and wallets, each one handled in its own format rather than a generic importer that gives up on the details. It reads alerts from all of them as they arrive.
Your money is private.
Your financial data belongs to you.
- We don't sell your financial data.
- We don't use your financial data to train shared AI models.
- Amounts, balances and account details are encrypted in our database. Every connection to your device is encrypted in transit.
- You can export everything, and you can delete your account and your data.
You don't need to think about money all day.
You shouldn't need a spreadsheet to know whether you're doing okay.
You shouldn't need to write down every transaction.
And you shouldn't have to wait until the end of the month to find out you spent too much.
ZenFi's job is to tell you about the overspend on the 12th, not on the 30th.
Less tracking.
More understanding.
Less guessing.
More clarity.
Frequently asked questions
Anything else, email support@usezenfi.com.
Stop wondering where your money went.
Available on iOS and Android.